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[虚拟币交流]
交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？（转载）
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昨天聊了交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？
: [6 K4 r. x7 O, }, F9 U4 T
有没有让B端（商家）赚钱，用户安全交易的模式？能照顾到所有散户、大户的安全出U方式？ ) M* Z5 x6 p* z3 c1 u8 X2 t+ b
这时候U卡成功推出，最开始由paytend公司推出的万事达U卡就解决了行业痛点，这个U卡是1.0版本，功能主打就是充U进卡里，全球ATM机可以取现。 : @; s& `0 l" j3 @( O X1 j; _
本来这是一个划时代的产品，非常牛逼了，解决了行业痛点。 , Z0 P$ I! d, @! H) L% F9 z
但是公司管理混乱、代理商乱宣传、公司私自暂停推广佣金、没有客户服务、充U不到账客服什么都不懂，没有人处理问题，导致没人愿意跟他玩了。
- {# r5 P. [# Q+ I- Y. H而现在，各大竞争对手的U卡纷纷出市，包括火必前段时间就宣传过推出自己的品牌，虚拟卡做得比较好的就是depay了，但是这是虚拟卡，绑定支付宝很容易被风控，这不是严格意义上的U卡，大额也不能安全变现。
# Q6 Q1 s' U p7 @; R5 x+ u我们想象一下正规、牛逼、跨时代的U卡是怎么样一个应用场景。 V. X" B- u0 ?
首先，充值U进去，起码必须得可以在任何ATM机上大额取现，这是最基础的功能。
' E+ X, [6 t! V0 ?8 f2 o, H" p第二各种消费场景都能满足消费，并且不能有手续费，你想想一下，在便利店买包香烟、口香糖，出示U卡APP付款码，直接商家扫描你二维码，扣掉U。
4 j- t* q4 S7 W$ S如果能做到，并且他拥有：
' [' a) a, `3 ]" |: N/ L全球ATM取款 8 r3 L$ D' [ ~% @" T) [0 w
全球网上消费 * [6 X- R3 ]7 O$ K: b# q$ N
全球商店消费（POS）零费率 2 \4 l9 F- n! a$ G9 r+ u
全球转款卡转卡功能
( e# S& w. f$ P( Q7 a真正做到了惩戒人员、老赖、安全出U所有人都能无缝对接的使用场景。
; Z" A! o8 Z' \# N) r7 D: o你觉得你愿意花多少成本弄一张？
3 Y3 g8 [! n( b9 j3 `# d! \可惜目前还是没有这样划时代的东西。
* ?1 Q; A& @8 v1 j* S |
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