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新加坡银行专家：切断嗜赌者的贷款来源
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[font=Verdana] 新加坡信贷辅导协会会长[font=Verdana]郭浩南近期表示，[/font]预防嗜赌理事会刚宣布，即日起接受家属阻止嗜赌者进入本地两个娱乐城的禁门令申请。$ ~& d2 Q/ @8 {: s5 Y
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这项措施完全不能解决嗜赌问题，因为赌徒有太多Dubo的途径了。在新加坡，控制嗜赌问题的关键，在于切断嗜赌者的贷款来源。前来新加坡信贷辅导协会求助，指Dubo是他们负债的主要原因的人士，已经从2006年的12.7％增加到2008年的27.5％。同其他负债人士相比（54.4％），比较年轻的人（40岁或以下）占了这个组别的大部分（60.7％）。随着收入超过2万元的人士的无抵押贷款条例的放宽，一个让人担心的问题，是这可能会诱使更多人借钱来Dubo。[/font]& ?; N4 L" H2 ], ^
[font=Verdana] 我们看过许多嗜赌者和无助的家庭成员，完全没有办法阻止嗜赌者欠下新的债务。家人可能愿意给予经济援助，但如果嗜赌者还有赊账限额可以继续使用，到另一个机构获得更多贷款，那这些援助将完全没有作用。[/font]* U W: I5 {" J; o
[font=Verdana] 有一个可以非常容易实行的解决办法。家人和嗜赌者可以通知新加坡信贷资料中心有关的嗜赌问题。因为所有贷款机构在发出贷款前都必须先取得中心的报告，它们因此可以在批准贷款前，先知道贷款者有嗜赌的问题。[/font]
9 p4 r. i7 q4 A5 e' F[font=Verdana] 我们建议家属禁门令应该包括无抵押贷款。想要通知信贷资料中心的家庭，应该可以向有关的检查机构提出申请，让它们进行一贯的辅导和面谈来确定某人的情况。接着，便可以通知信贷资料中心某人有嗜赌问题，所有的贷款机构也会获得通知。这可以断绝嗜赌者借钱的来源，嗜赌者在没有钱的情况下也只好停止Dubo。通过治疗和辅导，我们希望嗜赌者能够戒掉赌瘾，并去除有关的纪录。[/font] |
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