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[lastpost] => 2754313 比特币价格预测:特朗普媒体大举收购BTC 或将重塑市场格局-转 1754557540 舞出精彩
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随着国家对数字经济,对区块链产业的重视,不少人都开始关注虚拟货币,但国家禁止了虚拟货币的交易,很多人对虚拟货币却望而止步,那么天朝唯一合法虚拟货币是什么?
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: `8 Z5 X" w3 r天朝唯一合法虚拟货币是央行数字货币。目前我国央行推出的数字货币(DCEP)是基于区块链技术推出的全新加密电子货币体系。DCEP将采用双层运营体系,即人民银行先把DCEP兑换给银行或者是其他金融机构,再由这些机构兑换给公众。并且,央行的全球货币早在2014年就已经开始准备了。未来的财富不是美元,也不是黄金,一定属于区块链数字资产;数字资产将成为金融体系的新宠,成为全球经济变革大趋势。 行数字货币发行的主要原因如下: 面对Libra这样一种致力于建立一套简单的、无国界的货币的冲击,我们需要保护自己的货币主权和法币地位,做到不落后于人。然后,目前纸币、硬币的发行、存储成本非常高,流通的中间环节也过于复杂,携带也不方便,需要一种新的替代品,而数字货币恰好能解决这些问题。 央行数字货币发行的背后,对内是央行与商业银行业的角力,对外是人民币国际化的野心。 当前市场上的流通货币主要是现金和银行存款,而存款由商业银行放贷来创造,相关数据显示,目前市场上由央行创造的现金只占流通货币的5%,商业银行创造的银行存款占比高达95%,所以,目前流通货币的主要创造者是商业银行。 我们都知道,央行是调控货币供给的机构,如果它不是创造流通货币的主体,调控工作将变得复杂而低效。央行发行的数字货币,采用的是“双层运营”机制,即DCEP由央行兑换给各商业银行,再由各商业银行兑换给普通大众,这样就可以重新夺回货币的创造权,更加便于管理货币,提升央行应对商业周期的能力。
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有“”央行“”二字的不用说肯定最合法啦,不过我还不会弄。 |
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