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急求天策高手帮忙解答，关于信用卡问题。
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当前离线
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我接到电话叫我最低还6A。
, V; A: j7 e( A, u0 y下面是信件，有经验的告诉我现在怎么处理啊？9 L5 H9 E* w! b3 n0 t3 ^+ l7 P
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先生：# t: v0 n% I6 B) q' K3 ?1 G+ I
您积欠本行的信用卡个人卡账户：************3096消费账款总金额（截至本函打印日止，实际金额以系统记录为准）为RMB84215.86元/USD0.00元（含利息及违约金），累经本行电话及信函催索仍未入账。您已严重违反了《招商银行信用卡领用合约》，日前，本行已立案，即将呈报停卡。请您收到本函后立即缴足最低应缴款，并来电撤消案件，否则，本行将强制停止您对本行信用卡的使用，并采取相关法律手段。事关您的个人信用，请务必配合。 t& q3 _. j" T2 f
强制停卡将会对您造成以下影响：
, U B# h% U4 T& b* j% u 1、主、附卡持卡人须负连带清偿责任，款项须全额结清，且不可享受循环信用缴款的优惠。8 M, B' e7 X5 ` X
2、依法将您的停卡信用记录报送给天朝人民银行，这将对您与银行等金融机构发生的借贷业务产生重大影响。
& C! z8 p6 V* y 3、通过法律诉讼向您追索，且诉讼费用、强制执行费用、律师费用均由您如数承担。4 n# m+ M3 R k7 u! ~
4、依法申请保全并强制执行您的薪资、不动产及银行存款。
p$ _/ q5 r5 l7 y& ] 我行信用卡持卡人相关权利和义务，请登录招商银行信用卡网站查询《招商银行信用卡章程》。! F& j' A6 |$ M: U
若您有任何困难或疑问，请您致电021-38834600-11790与客助专员联络。
; T: ^" t- H8 v' f 注：因账款逾期甚久，为使您的缴款尽快入账，请速至招商银行全国网点缴纳，其他缴款方式可登录招商银行网站进行查询，并请务必来电告知！
1 R0 r) M! [7 b& P
2 W7 O+ L) J' n2 `5 e) Z 招商银行信用卡中心风险管理部 客户助理室敬启 1 a( k2 Q3 m0 O! K" a4 g1 R8 s
+ Q4 {+ v& T+ J0 s4 W 信用卡相关法规：《商业银行信用卡业务监督管理办法》
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不管他啊，知道他到法院起诉，然后法院判你叫多少才是多少啊，那样好处理多 |
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八千 发表于 2015-4-11 10:29
* K! V( ~. S% J. H我接到电话叫我最低还6A。' L" U: Z6 B r# x+ u- S# I/ I0 s
下面是信件，有经验的告诉我现在怎么处理啊？9 t( T0 m m Q0 }' S& D! N
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这个如果是自己欠的话那么肯定需要自己还的啊。 |
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当前离线
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信用卡也是害人不浅呀* G. `6 Y: d( J- C
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