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[虚拟币交流]
比特币将使全球支付走出“传真时代”——PayPal前老板(转)
[复制链接]
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马库斯表示,与可以通过电子邮件共享的信息不同,在转账方面仍然没有通用协议。 PayPal 前总裁表示,虽然如今的信息可以通过电子邮件或短信轻松地在互联网上传输,但全球支付仍处于“传真时代”。 PayPal 前高管、专注于比特币闪电网络的支付服务 Lightspark 联合创始人 David Marcus 在 9 月 11 日接受 CNBC 采访时表示,他相信比特币的闪电网络可以解决跨司法管辖区汇款的繁琐流程。 “如果你要阻止[某人]并想与他们交流,你可以向他们询问电子邮件地址,然后你可以在下一分钟轻松地给他们发电子邮件,[并且]你可以给他们发短信,”马库斯说。 然而,在通过互联网转账时,并没有通用的协议,他说: “如果你要向他们汇款,[但]他们不是这里的美国公民,使用的金融科技应用程序与你使用的金融科技应用程序之一相同,那么你将无法做到这一点。所以我们仍处于全球支付的传真时代。”
马库斯解释说,在这种情况下,向非美国居民转账需要获取他们的银行帐号,然后前往当地银行支付 50 美元的国际电汇费用。 “如果是在周五下午 5 点之后,那就运气不好了,”马库斯补充道。 Marcus 于 2022 年 5 月联合创立了 Lightspark 并担任首席执行官,他表示,他的公司现在正在竞相使用比特币闪电网络来解决这个问题。 不过,这位 PayPal 前总裁认为,最终比特币闪电网络不会过多用于日常购物,而是主要用于海外转账。 “我们的观点实际上是,比特币不是人们用来买东西的货币。”Lightspark 的老板解释说,比特币将被用来将美元发送给最终在世界另一端以日元或欧元形式接收的人。 马库斯表示,比特币的结算层与闪电网络的实时支付相结合,能够以非常低的成本实现现金最终确定。
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